Stephen R. Mannenbach · J.D., MBA · Licensed Arizona REALTOR® (ADRE #SA713873000 · HomeSmart LLC) · Brokered by HomeSmart LLC (Arizona Dept. of Real Estate)Direct Scottsdale Desk: (480) 485-1229
HomeDaddy AIStephen R. Mannenbach, REALTOR® · HomeSmart
HomeDaddy AI · J.D., MBA · Licensed Arizona REALTOR® (ADRE #SA713873000 · HomeSmart LLC)

Rehab Scope of Work (SOW) & 4-Stage Construction Draw Schedule Builder

Advisor Takeaway (Stephen R. Mannenbach): Institutional Fix & Flip and BRRRR bridge financing funds up to 85%–90% of as-is purchase price plus 100% of verified rehab costs (capped at 70%–75% of After-Repair Value / ARV), disbursed across 4 inspection draw stages on a Non-Dutch drawn-balance shelf arranged exclusively by Stephen R. Mannenbach (J.D., MBA · Licensed Arizona REALTOR® (ADRE #SA713873000 · HomeSmart LLC) · (480) 485-1229).

15-Trade Rehab Holdback
$110,000
Total Cost: $430,000
Total Bridge Loan (LTC / ARV)
$382,000
88.8% LTC · 72.8% ARV LTV
Non-Dutch Interest Saved
+$3,086
Drawn-Balance vs. Dutch Full-Note
90-Day 75% ARV DSCR Takeout
$393,750
Net Payoff Cushion: $11,750
Draw 1: Demo, Framing & Structural
$20,500 (19%)
Draw 2: Roof, Windows & MEP Rough-In
$36,500 (33%)
Draw 3: Drywall, Kitchens, Baths & Floors
$41,500 (38%)
Draw 4: Exterior, Final Punchlist & CO
$11,500 (10%)

15-Trade CSI Division Scope of Work (SOW) & Draw Allocation Table

CSI DivisionConstruction Trade / Line ItemInspection Draw StageLine-Item Budget ($)% of Rehab
Div 02Demolition, Hauling & DumpstersDraw Stage #14.1%
Div 03Foundation, Concrete & StructuralDraw Stage #15.5%
Div 06Rough Framing & Subfloor CarpentryDraw Stage #16.8%
Div 07Roofing, Fascia & GuttersDraw Stage #28.6%
Div 22Plumbing Rough-In, Re-Pipe & Water HeaterDraw Stage #25.9%
Div 26Electrical 200A Panel & Re-WireDraw Stage #25.5%
Div 23HVAC Condenser, Ductwork & Mini-SplitsDraw Stage #27.3%
Div 09AInsulation, Drywall & Interior/Exterior PaintDraw Stage #38.2%
Div 09BLVP Flooring, Tile & BaseboardsDraw Stage #37.7%
Div 12AKitchen Shaker Cabinets, Quartz & AppliancesDraw Stage #313.2%
Div 12BBathrooms, Vanities, Tubs & Tile SurroundsDraw Stage #38.6%
Div 08Low-E Windows, Sliders & Entry DoorsDraw Stage #25.9%
Div 32Stucco/Siding, Driveway & LandscapingDraw Stage #44.5%
Div 01APermits, Architecture & Engineering PlansDraw Stage #12.3%
Div 01B10% Hard-Cost Contingency ReserveDraw Stage #45.9%
LD-SHELF-RTL-BRIDGE (Non-Dutch Drawn-Balance) + LD-SHELF-PRIME-104 (90-Day ARV Takeout)

Lock Non-Dutch Rehab Financing + Waived-Exit-Fee DSCR Takeout

Submit your 15-trade SOW to Loan Daddy LLC (ADRE #SA713873000 · (480) 485-1229) for 85%–90% purchase + 100% rehab holdback on a Non-Dutch drawn-balance shelf.

Submit SOW to Bridge & BRRRR Desk (quotes@loandaddy.ai) →

Stephen R. Mannenbach is a Licensed Real Estate Salesperson / REALTOR® in the State of Arizona (ADRE #SA713873000), brokered by HomeSmart LLC. Equal Housing Opportunity. All property square footage, HOA fees, school boundaries, business financials, and market statistics are deemed reliable but not guaranteed and should be independently verified through ARMLS and Maricopa County records.

Rehab Scope of Work (SOW) & 4-Stage Construction Draw Schedule Builder | HomeDaddy AI